Terms of Use

By using MortgageCalculator.website, you agree to these terms. Please read them carefully; they include an important disclaimer about the nature of our tools and content.

Educational purpose and no advice

The calculators, explanations, and other content on this site are intended to help you understand mortgage and loan concepts and to produce rough estimates. They are not a substitute for professional advice. We are not a lender, mortgage broker, or financial, tax, or legal advisor, and nothing on this site should be relied upon as a recommendation to enter into any specific financial transaction. Always consult a qualified, licensed professional before making decisions.

Accuracy of estimates

Our calculators use standard formulas and reasonable assumptions, but their output depends entirely on the figures you enter and on general assumptions that may not match your situation. Real loan terms, interest rate, mortgage insurance, fees, taxes, and eligibility, are determined by a lender after verifying your income, assets, credit, and the property. We make no guarantee that any estimate produced here will match an actual loan offer.

Acceptable use

You agree to use the site for lawful, personal, non-commercial purposes. You may not attempt to disrupt the site, misuse it, scrape it at a scale that burdens our infrastructure, or reproduce substantial portions of our content without permission. You may link to our pages and cite our content with attribution.

Intellectual property

The design, text, calculators, and other original materials on this site are protected by intellectual-property laws. You may use the tools and read the content for your personal decision-making, but the underlying materials remain our property or that of our licensors.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, this site or its calculators, including any decision made based on an estimate produced here. The site is provided "as is" and "as available," without warranties of any kind, express or implied.

Third-party links

Our content may reference or link to third-party websites and authoritative sources for your convenience. We are not responsible for the content or practices of those external sites, and a link does not imply endorsement.

Changes to these terms

We may revise these terms from time to time. Changes take effect when posted on this page with an updated date. Your continued use of the site after changes are posted constitutes acceptance of the revised terms. If you do not agree with these terms, please do not use the site.